This site, including all content, programs and shows is a culmination my own person research, experiences, passions, personal beliefs and pursuit of personal development. Please understand that by engaging in my site and content, you take personal accountability for any results you attempt to pursue. None of the content, articles, podcasts, blogs, videos, book reviews, programs or courses are a direct endorsement from myself. Examples within the materials are not to be interpreted as a promise or guarantee of earnings or success. The views and opinions expressed in The BeFreeAndClear.com website, podcast, Youtube channel or newsletter, is solely that of myself as the owner and author, and does not necessarily reflect the views of any third party employers, its employees or other associated parties. The information is also not to be interpreted as investment, legal nor tax advice as I am not a registered investment advisor, attorney nor accountant. As an additional note....BeFreeAndClear is about following a life journey. At times it may require social or financial risk...or both. Some of the strategies may NOT be immediately conducive to obtaining approval for a mortgage or home loan...aka: self-employed income, variable pay, including commissions, bonuses or side hustles. So if you are considering a path that includes the need for financing of any kind (home refinance, home equity loan, etc.), please reach out in advance to identify the potential impact that any actions could have on your ability to obtain a loan in the future.